38 Free Tools
All Calculixy Calculators
Every calculator organized by category. Click any tool to open it instantly — no sign-up, no data stored.
38Free Calculators
6Categories
0Sign-ups Required
Real Estate
10 toolsEquity Waterfall & IRR
Multi-tier LP/GP distribution with sponsor promote & catch-up clause
LTV vs. LTC Reconciler
Identify binding borrowing constraint & max loan proceeds
DSCR Calculator
Rental cash flow & lender coverage ratio with PITIA breakdown
Hard Money Calculator
Fix-and-flip financing cost, points & effective APR
ARV & MAO Calculator
After-repair value & max offer using the 70% Rule
Debt Yield Calculator
CMBS-style underwriting: NOI ÷ loan with risk benchmark
Break-Even Occupancy
Minimum occupancy to cover all operating costs & debt service
Wrap Mortgage Yield
Seller financing spread & blended return on equity
Reverse Mortgage
HECM proceeds, LOC growth & equity scenarios
NNN Lease Proration
Pro-rata share, base rent, CAM split & true monthly out-of-pocket
Business
9 toolsSBA 504 Calculator
Capital stack, blended rate & payments for owner-occupied CRE
SBA 7(a) Acquisition
Business-purchase structure: bank, buyer equity & seller note
Earn-Out Calculator
Contingent seller payout & true valuation multiple
Business Interruption
BI & extra expense loss claim over the restoration period
Raw Material Yield
Inverse net-yield procurement — eliminates scrap-rate shortfalls
Machinery ROI & Payback
Net monthly savings, payback period & annual ROI for capital equipment
Coinsurance Penalty
Commercial property underinsurance penalty before you file a claim
ACV vs. Replacement Cost
Actual Cash Value vs. replacement cost with depreciation gap
Content Site Valuation
Website market value using broker-grade revenue multiples
Finance
7 toolsMortgage Calculator
P&I, taxes, PMI, DTI & amortization schedule
Loan Calculator
Monthly payment, total interest & amortization
Auto Loan
Car payment, depreciation & upside-down risk
Compound Interest
Future value, Rule of 72 & year-by-year growth
Retirement
Nest egg, draw-down & shortfall projection
Salary Calculator
Take-home pay, hourly rate & tax estimate
Currency Converter
Live FX rates for 150+ currencies
Health
3 toolsMath & School
5 toolsStandard Calculator
Arithmetic & memory keys (M+, MR, MC)
Scientific Calculator
Trig, log, exponents & full keyboard support
Percentage Calculator
Percent of, percent change & reverse percent
GPA Calculator
Semester & cumulative GPA from letter grades
Grade Calculator
Score needed on final to hit your target grade
From the underwriting desk
Calculators built the way decisions are actually reviewed.
Calculixy's finance tools go beyond generic formulas. Mortgage, DSCR, waterfall, and reverse mortgage calculators include plain-English assumptions, lender-style risk flags, and context drawn from real underwriting, lending, and investment practice.
💧 Equity Waterfall & IRR
Model LP/GP distributions across multi-tier IRR hurdles with catch-up clause mechanics.
🏢 Investment property cash flow
See how DSCR connects gross rent, PITIA, and lender coverage thresholds.
🗺️ DSCR calculators by state
Open state-specific DSCR calculators for rental property financing assumptions.
📐 LTV vs. LTC Reconciler
Find the binding borrowing constraint before you reach the closing table.